Abstract: Advances in wireless network technology and the continuously increasing number of users of hand held terminals make the latter an ideal channel for offering personalized services to mobile users and give pace to the rapid development of Mobile Electronic Commerce (MEC). In this paper, we discuss challenges in electronic commerce transactions including designing new business models, applications and services. Online transactions using mobile devices must ensure high security for user credentials.. M-Commerce is the electronic commerce performed using mobile devices. Since user credentials to be kept secret, a high level of security should be ensured.
DOI: *As the DOI is a unique identifier, it is already available in the pdf version. **The DOI link will be activated in the first midst of January 2026.