Cross border Interbank Payment System (CIPS) Security Supplements;
Tangible Radio Safety Box, Software as non-textual Password and
Revolving Executable Code Modules
A. D. ZISOPOULOS1, K. G. PANITSIDIS2, G. K. BRONI1, N. D. KARTALIS1
1Department of International and European Economic Studies,
University of Western Macedonia,
Kila University Campus, Kozani 50100,
GREECE
2Department of Management Science and Technology,
Faculty of Economics,
University of Western Macedonia,
Kila University Campus, Kozani 50100,
GREECE
Abstract: Our research started a long ago as additional security for the asset owner to facilitate CIPS ( Cross-border
Interbank Payment System) holistic security. Minor corrections were proposed, like an e-mail with a new domain
for every transaction, Ping services in a VPN environment, and mirroring avoidance. Our primary approach was
to fight internal fraud and hacking threats. Apart from these known vulnerabilities indemnification, we propose
three specific security supplements. A shortwave activated latch inside a local safe box and Thales interconnector
for a tangible bank security system. The asset owner unlocks his funds as digital money or tangible items like gold
through radio communications SDR (Software Defined Radio). Second is the cornerstone of our civilization, the
computer-executable avoiding all methods for non-textual passwords. Our last development is a GitHub
antipode Software authoring anonymous system. According to our plan, the Internet-based banking system
software has separated intercommunicating subroutines. All subroutines are assigned to various programmers for
independent implementation, avoiding the internal hacker without the need to find him. For example, a system
software written by splitting it into 12 subroutines assigned to 12 programmers working on subroutines has a
probability of the thirteenth order of magnitude.
Key-Words: Internal Fraud, Inside hacking, Software authoring, Cross-border Interbank Payment System,
Quantum Financial System, GitHub, Assembler code, Radio TeleType
Received: October 18, 2022. Revised: November 4, 2022. Accepted: November 17, 2022. Available online: December 14, 2022.
1
Introduction
The high level of digitalization in our times brought
us to the point that all aspects of life must be based
on an e-enabled system. All development plans,
along with Humanitarian actions and monetary
issues, are based on computer and network security
in a strategic economic environment, [18], [21].
But passing through their midst, he went away.
This Luke (4:30), Lemma describes essential
operations’ defense and security axiom: ”Hide away
your innermost thoughts and existence.” The Bible
lemma, although it started as military policy, it
applies very adaptively to the current asymmetric
war business environment, [14].
Internal Fraud-Hacking represents more than 90%
of International Economic Fraud. The primary
assignment during the 2008 international debt crisis
for BIS (Bank of International Settlements) was the
isolation of risk in the banking sector. We readjusted
the same isolation to secure assets, gold, and money,
[28]. Edward Snowden committed typical internal
fraud by hacking the US government at the highest
internal level. But, unfortunately, it seems that
banking has higher standards. From internal fraud
incidents, according to FED, the most relevant are:
Forgery, Account take-over / impersonation, and
Insider trading. Nothing from these concerns is
internal hacking, but it lies inside there.
Introducing our research, we present a payment
analysis of the first demo Quantum Financial
System payment and three security solutions:
1.
CIPS ( Cross-border Interbank Payment System)
is the first payment security aspect.
2.
Tangible security protection for all bank systems
3.
Executable subroutine as a non-textual password.
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Volume 20, 2023
4.
GitHub antipode Software authoring anonymous
system
2 CIPS – QFS Online Security
Cross-border Interbank Payment System (CIPS)
based on investment assets located at Quantum
Financial System (QFS) is the most recent
implementation of network-based payments and
asset interchange, [5], [30], [32]. As a new system,
it uses all existing advanced technologies.
Therefore, it is ready for any advances over the
following years like Exascale, [23] and StarLink,
[16], long after the USA president started a similar
initiative also older, [20] and fresh new, [4].
2.1 Procedures for Beneficiaries of QFS
Funds
To transfer 5,000 USTN (United States Treasury
Notes) via QFS, various authors have given similar
descriptions, [25], [27]. All Procedures described
here are for first-time Beneficiaries of QFS Funds.
The analysis procedure is straightforward. First, we
select the exact phrasing for money transfer
procedures described in the operations manual.
Then, the derived security issues are headlined,
revealed, or even solved through our research.
Money Transfer and improvements. There are six
Procedures for Beneficiaries of QFS security issues
to be examined:
1.
Receive e-Notice.
2.
Connect to QFS.
3.
Confirm Identity.
4.
Create a Security ID.
5.
Accept USD Transfer.
6.
Transfer USN/USTN.
2.1.1 Receive e-Notice QFS SYS
Procedures to solve under the QFS system with a
simple e-mail system are:
•
You receive an e-mail notifying you that you
have received
•
a transfer of a USTN asset-backed currency
•
fully available to you via the Quantum
Financial System
2.1.2
Connect to QFS
Procedures to be solved with ping-web techniques:
•
The QFS already knows who you are, as they
have pinged
•
your bank account
•
based on the account details provided in the
payment order.
•
You connect to QFS based on a URL link in
step 1 above.
2.1.3
Confirm Identity
There is a 3step process to confirm you are the
legitimate beneficiary having ping and e-mail
vulnerabilities:
1. Your bank account pinged;
2. You get a one-time code via e-mail
3. You confirm the code received. Successful Ping.
2.1.4
Create Security ID
These types of problems are solved with a non-
textual password and TANGIBLE schema:
•
Once the ”Ping” confirms your regular bank
account has been.
•
Successfully verified and authenticated
•
you will prompt to enter your secret code
•
to confirm the opening of a mirror QFS account.
2.1.5
Accept USD Transfer
These steps are internal to QFS; therefore, any
security hole solved inside the system:
•
Your newly opened SECRET, SECURE
PERSONAL account
•
credited with the amount of USN or USTNs
received.
•
Your account is now fully operational and
available to you
•
for transfers of funds to 3rd party beneficiaries.
2.1.6
6=Transfer USN/USTN
The last step is the linkage procedure, which is
helpful for all customized software.
•
From the ”Sending” Screen, you may transfer
Transfers can be in any currency
•
and instantly converted at pre-set rates of
exchange
•
and funds are immediately available to the
beneficiary
•
which uses the same process to receive funds
[steps 01 to 06]
2.2 Security Improvement Headlines
The above six steps five thousand dollars demo
transaction faces initially by design simple security
issues like e-mail, ping, and mirroring
E-
mail comes from the dawn of the computer age
and has served us along many incidences all these
years. Even in the simplest form, e-mail is
vulnerable, [33]. In CIPS’s case, all these QFS-
generated e-mails would represent a severe security
hole. Since e-mail protocol is a rigid standard only
minor frontend processing is possible. An indicative
solution for such a severe problem is a new domain
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for every mail. The automatization level of the
business environment and ICANN’s recent
regulations released DNS from the monopolies,
[19]. Solutions are:
•
Every e-mail in the funds’ transfer
procedure (steps 1-3) is addressed
with an instantly created domain
name.
•
Every e-mail embedded inside an
FTP service.
•
A new protocol email-liked,
especially for funds transfer.
Ping is secured in a private network but in the open
net, and suffers from all internal and external
hacker threats, [9], [10]. We believe the word
”ping” has nothing to do with the classic internet
pinging application. Instead, it concerns a new and
redesigned protocol and application without
unnecessary information wandering around the
global Internet, [11].
Mirroring is used heavily in the early days of land
and cellphone spying. Secret services hear and
record personal conversations through telephone
mirroring. We keep much effort into keeping the
main servers operational but mirroring adds
unnecessary effort. For the sample transaction of
5000 USTN, three solutions serve the payment
credibility:
1.
A complete tangible solution for fund access
2.
along with a physical gold repository long-
distance latch.
3.
An executable or object file provided by the
asset owner as a non-textual password
4.
An authoring system with programming
modules from different programmers
revolving during execution.
3 Tangible Security for Cross border
Interbank Payment System (CIPS)
Last year’s research, during the Covid-19 pandemic,
previous year’s study found all pathogenic of
existing cryptocurrencies and CBDC (Central Bank
Digital Currencies), [1], with public blockchain and
various privacy and privacy security issues. Rule-
based expert system is on one side of system
security, [3], while in the exact opposite direction is
our tangible methodology. However, we believe that
with one step back and two ahead, we forward home-
land primitive security in its roots and a step ahead
of the attacker.
Our general approach is to access the funds or the
safety boxes far away from internet fraud and insider
hacking. Our conceptual method lies in figure 1. First,
the owner of the assets activates, 12 thousand
kilometers away, the gate of his treasure box from
Los Angeles to Tel-Aviv through direct transmitting
in short waves in our application. The steps for this
operation are presented in figure 2:
Fig. 1: Safer banking order from LA to Israel,
12000 km without internet scam
1.
Origination of computer system
2.
Amateur radio USB interface, [17], [22].
3.
Direct Sampling Shortwave Radio, [29].
4.
Transmission Short wave aerial
5.
Receiver Antenna
6.
SDR for RATT (Software Defined Radio,
Radio Automatic Teletype), [7].
7.
Fanless mini pc industrial computer
8.
(e latch safe box for gold repository), [30].
9.
SafeNet eToken from Thales, [24].
10.
Core Exascale data center, [15].
The interoperability of the system flows in
sequential flow in short pathways. In a simple
computer system,
(1)
the funds or money owner keys in the order in
”cold storage mode,” which does not connect to
anything. Encryption, in this case, is combined
with the data. The computer data feed an Amateur
radio USB interface (2) for preprocessing and a
standard ICOMtype Direct Sampling Shortwave
Radio (3). Finally, the signal is transmitted to any
shortwave band (3) and reaches the Receiver
Antenna.
A computer program dominates this process.
This vents the RF signals in time and space in a
procedure much better than the military super
standard of Random Frequency Hopped Spread-
Spectrum, [6]. Internet bottlenecks rarely appeared
in the last few years. Our advantage is that mil-
spec voice systems run in real-time while we can
operate a simple or complex ”time shift” along the
frequency (band) shift. The shortwave channel
bands are minimal; compared to the Internet, we
have the advantage of non-synchronous operation.
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For example, the actual even Baudot character
stream transmits a character now in band 31,
during the next in shortwave band 70 on a second
later in an epic time-space shift.
Fig. 2: The hardware for RTTY secure banking
over the air of short waves
The transmitted RF data, after perception, are
converted to computer data. Then, the RF data guide
through the SDR (6) to the destination industrial
computer (7). Until today, no one has opened the
electronic latch of a safe bank box without bank
interception (8). In our application, the computer (7)
drives the supercomputer data center (10) through a
THALES additional security device(9).
A patent could ensure the whole system, but we
prefer the rapid prototyping of a Research Magazine
to the WIPO bureaucracy for reasons like:
•
Three years until patent protection is much time,
and the competition could easily violate our
intellectual property.
•
The immediate impact of a high-tech research
magazine.
•
Through the magazine, we are a step ahead to
actualization outside industrial prototyping
and product selling.
4 Object and Executable Files for Non-
Textual Password Schema
The cornerstone of our civilization is the computer-
executable file, containing appropriate CPU as
running instructions. This file in assembler machine
code generates after object linking the various
”semi-executable” files, like object files or shared
library files. There are many options to create our
password schemas, like runtime object-linking.
Generally, this procedure is rare but not unique. Our
research tries to prove that executing object files
provided by the asset owner and embedded with
authentication transactions is a more secure
alternative to textual passwords. Network
applications incorporate programming libraries in
various operating environments:
•
The Microsoft visual studio and Azure
platform
•
The Matlab Compiler shares programs as
standalone applications and web apps.
•
Python Standard Library.
Our approach is complementary to existing
non-textual passwords techniques:
•
Various biometric Authentication,
fingerprint, face recognition, retina, and
others do not solve the internal official
hacker problem.
•
Various biometric Authentication,
fingerprint, face recognition, and retina
do not solve the internal official
hacker problem.
•
the Negative Authentication Systems (NAS),
[2], the approach lies more in goodwill than
human criminality studies.
•
Honeywords, Cracking-Resistant
Passwords, Natural Language
Encoders, Bloom Filter, and Graphical
Passwords are primitive consumer, not
banking-oriented solutions.
•
Multi-factor Authentication adds an
unnecessary step to the process. In the same
sense, in the previous tangible chapter, very
quickly, we can add a lead with a web
camera reporting continuously ”24/7/365”
the gate’s opening.
•
various non-textual passwords issued by
police authorities suffer from bureaucracy
and acceptability from the owner of the
funds. The operation starts when the fund
owner prepares and verifies on his
computer an object file with unlimited
imagination alternative security options:
•
Connect to various public or private URLs.
•
Calculations based on universal tempo
spatial data (like the sunrise exact
astronomical time in a different city
for every other day or during the day)
•
written to confuse reverse-engineering
with unlimited dissemination of
deceitful information actions.
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The file runs locally, and we keep all test data as
a guide to accessing our funds in the bank. The file
is sent to the bank, which saves it in cold storage.
The remote Data Processing facility receives the
file and incorporates it into its security system. The
”object” runs through the Internet in a variety of
options. The procedure ends by giving full (or
partial) access to digital assets.
4.1 The Hackers’ Paradise
An executable file inside a server generates
problems in any data center, representing a
nightmare for the system administrator.
Unfortunately, the security strategy is a lonesome
task. So far, it has yet to be found any technical or
scientific proposal or implementation for using
executable code as a non-textual password. But this
is not an academic exercise. This is an everyday
undeclared war. So we investigated many solutions.
The ”object” file is linked and executed by the user in
a separate ”consumable” pseudo server as the first
stage of Multi-Factor Authentication. The
functionality of such a semi-automatic procedure is
as follows:
•
Is uncrackable compared to limited
1028*28-bit textual security.
•
The main army of malicious attacks covers
the actual entry points.
•
We avoid a whole stack of security services
providers that, by definition, are a point of
internal hacking actions.
4.2 Thales Authentication Tokens and FIDO
Devices:
Thales is a defense giant with a range of
electronics and communications. For example, the
SafeNet eToken FIDO is a USB token adapted to
the (different altogether) CIPS security systems,
[24]. It is used as extra security to avoid internal
hacking in radio-TTY latch and subroutine
authentication. Its features need alteration:
•
Physical token is the SDR latch and safe box.
•
PIN is the RTTY output and the subroutine
output.
•
Touching is not helpful today, but a remote
touching device is on the way for WIPO.
5 Object and Executable Files for Non-
Textual Password Schema
The cornerstone of our civilization, the computer-
executable file, is the only one recognized by the CPU
as running instructions. This file is in assembler
machine code and generated after linking various
”semi-executable” files like object files or shared
library files. There are many options to develop our
password schema, like runtime linking. Generally,
this procedure is rare but not unique. Our research
tries to prove that executing object files provided by
the asset owner and embedded with authentication
transactions is a more secure alternative to textual
passwords. Network applications incorporate
programming libraries in various operating
environments:
•
The Microsoft visual studio and Azure platform
•
The Matlab Compiler shares programs as
standalone applications and web apps.
•
Python Standard Library.
Our approach is complementary to existing non-
textual passwords techniques:
•
Various biometric Authentication, fingerprint,
face recognition, retina, and others do not solve
the internal official hacker problem.
•
Various biometric Authentication, fingerprint,
face recognition, retina, and others do not solve
the internal official hacker problem.
•
the Negative Authentication Systems (NAS), [8],
the approach lies more in goodwill than human
criminality studies.
•
Honeywords, Cracking-Resistant Passwords,
Natural Language Encoders, Bloom Filter, and
Graphical Passwords are primitive consumer,
not banking-oriented solutions.
•
Multi-factor Authentication adds an unnecessary
step to the process. In the same sense, very
quickly in the previous tangible chapter, we can
add a lead with a web camera reporting
continuously ”24/7/365” any gate opening.
•
various non-textual passwords issued by police
authorities suffer from bureaucracy and
acceptability from the owner of the funds.
The operation starts when the fund owner
prepares and verifies on his computer an object
file with unlimited imagination alternative
security options:
•
Connect to various public or private URLs.
•
Calculations based on universal tempo spatial
data (like the sunrise exact astronomical time
in a different city for every other day or during
the day)
•
written to confuse reverse-engineering with
unlimited dissemination of deceitful
information actions.
The executable file is verified locally for errors.
All relevant test data are kept as a guide to access
our funds in the bank. The file is sent to the bank,
and we save it in cold storage. The remote Data
Processing facility receives the file and incorporates
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it into its security system. The ”object” runs
through the Internet in a variety of options. Finally,
the procedure ends by giving full (or partial) access
to digital assets.
5.1 Hackers Paradise
An executable file inside a server generates
problems in any data center, representing a
nightmare for the system administrator.
Unfortunately, the security strategy is a lonesome
task, and so far, has yet to find any technical or
scientific proposal or implementation for using
executable code as a non-textual password. But this
is not an academic exercise. This is an everyday
undeclared war. So we investigated many solutions.
The ”object” file is linked and executed by the user
in a separate ”consumable” pseudo server as the first
stage of Multi-Factor Authentication. The
functionality of such a semi-automatic procedure is
as follows:
•
is uncrackable compared to limited
1028*28-bit textual security.
•
The actual entry point is covered by the
main army of malicious attacks.
•
We avoid a whole stack of security services
providers that, by definition, are a point of internal
hacking actions.
5.2 Thales Authentication Tokens and FIDO
Devices
Thales is a defense giant with a range of electronics
and communications. For example, the SafeNet
eToken FIDO is a USB token adapted to the
(different altogether) CIPS security systems, [24]. It
is used as extra security to avoid internal hacking in
radio-TTYlatch and subroutine authentication. Its
features need alteration:
•
Physical token is the SDR latch and safe box.
•
PIN is the RTTY output and the subroutine
output.
•
Touching is not useful today, but a remote
touching device is on the way for WIPO.
6 Secure Software Authoring with
Anonymous Code Routing
The last presented method would apply to any critical
software close to military standards. CIPS software
protects severe world assets, and protection must be at
the appropriate highest level, [30], [31]. The method
with the acronym “SSAACR” is more of a software
engineering tool with complex specifications and
benefits not only in system security.
6.1 Software Internal Hacker
Authoring a complicated piece of software has
various weak points and security holes concerning
human behavior options concerning only personnel:
7.
The upper management
8.
The auditor team in the bank data center.
9.
Various devices, cell phones, and Q-phones.
10.
Huge data centers, Starlink satellites, and the
main computer.
11.
The software authoring team, unfortunately,
has absolute control over program
functionality.
World history teaches that Leonidas was once
betrayed in Thermopylae by Ephialtes and Jesus
Christ in Golgotha by Judas Iscariot. Therefore, we
cannot avoid internal hackers. One method to
minimize the internal fraud risk is to isolate the
disinfected executable code without knowing its
position in the code. The technique is simple. We
split the executable code into interconnection
modules and assigned every module to various
programmers. The method originated from multiple
sources, [12].
Fig. 3: Elemental multiplexor module with the same
subroutine written by ten programmers
6.2 Authoring Multiplexor Elemental Module
Multiplexing is an advantageous technique in all
types of engineering, [26]. Figure 3 is the heart of
our methodology and has four types of elements:
12.
An unique input point.
13.
Rerouting logic to a random or specific
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program module.
14.
Programming entities with input and output
data.
15.
An unique output port
The input and unique output points are universal in
programming until no pseudo-code Quantum
languages benefit from Quantum Financial System
and vice versa, [32]. According to a randomization
algorithm, the ”eight teeth gear” in the center
receives input data and passes them to one of the
ten programming entities.
The boxes in figure 3 with in-out points are all
together at the exact moment:
•
Autonomous programming code in any
computer language using object linking.
Someone with more traditional skills could
name it simply a subroutine).
•
All ten subroutines share the same
functionality, although in a very different
programming implementation and own library
usage. All ten functionalities concern only
one task.
•
Every box also represents an implementation
team of analysts and programmers, either
internal to the bank or an outsourcing
company. In that sense, the single module is
done ten times by ten teams.
Different programmers and companies write all
the modules for security reasons. The method was
criticized heavily by the industry at a conference.
In an Academic environment, researchers do not
accept that a subroutine passes only arguments
and no other ”hacking info.” Hackers have
different behavior than professional programmers.
Indicatively a few ways to pass information hidden
inside arguments could be:
1.
After the insignificant fifth decimal point.
2.
A hashing function based on various text
operations.
3.
Insignificant indirect addressing URL access.
4.
Time-date-spatial combinations.
These are only the beginning. Suddenly, the whole
dark web would start authoring ”money-order”
routines, seeking a needle in a haystack.
Fig. 4: A three-stage multiplexor for a program with
three tasks, each written by ten different companies
6.3 Three-Stagetage Multiplexor Example
The beta test production system based on the
Elemental Multiplexor (figure 3) connected in
various multidimensional connection types
expanding in space and time. To keep things in non-
chaotic explanatory balance, a simple machine
prepared with the following features:
16.
The single starting point on top.
17.
Elemental Module ONE.
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18.
Elemental Module TWO.
19.
Elemental module THREE.
20.
The final exit point on the bottom.
The machine has three functions. Ten different
programming teams prepared all these. All
interconnections are displayed in diagram 4.
6.4 Multiplexor Module Interoperatability
Example
The story starts in the bank software department, QFS
in this case, but the procedure adapts to any software
authoring team. The bank defines three basic modules
with functionality:
21.
The e-bank authenticates the user through
any known (or unknown above)
methodology and passes the authenticated
date to Module TWO.
22.
The module reads from module ONE all
data. Then, the current module passes the
user a menu of actions along with input from
the user and IBAN to the next module.
23.
The last module, THREE, executes a
traditional “Send-order()”, [13], function to
bank assets.
The running example in figure 4 shows the procedure
flow. The steps are:
1.
Main entry point.
2.
The router algorithmically sends the control to
programmer Three:
3.
The code for module ONE, as written by the
third programmers’ team, is executed.
4.
Flow goes to subroutine-module TWO
5.
Router sends the control to programmer Four.
6.
Module TWO, written by programmer Four is
executed,
7.
Flow goes to module THREE,
8.
Router sends the control to programmer Ten,
9.
Module THREE, written by programmer Ten,
is executed finally,
10.
Program terminates.
6.5 Methodology Mathematics and Statistics
Analysis
Different mathematical methodologies prove that
increasing the programming modules is several
orders of magnitude better than increasing the
number of programmers.
The modules in a System software cannot be
unlimited due to design and practical obstacles.
Also, the programming team has limits like cost and
functionality arguments:
•
The number of programmers (p1,1p2, p3..
p12)
•
The number of programming modules
(m1,m2, m3,.., m12)
6.5.1 Permutation Table
There are many ways to select implementation
programmers or programming teams and modules.
Fig. 5: Probability Table
Figure 5 concerns a ”Permutations Table” of 12
Programmers authoring the 12 different Modules
subroutines of a complex computer program. The
table is simple and presents the various options for
the executable programming path. The number is
moderate in mathematics (8,916,100,448,256) but
impressive in linguistics ”eight trillion nine hundred
sixteen billion one hundred million four hundred
forty-eight thousand two hundred fifty-six.”
6.5.2 “SSAACR” Multidimensional Analysis and
Visualization
The above simplification with 12 programmers writ-
ing twelve modules are only a presentation
simplification. The “SSAACR” system is under beta
testing with much more complexity expected.
Differences in the production system are:
1.
Every module could be split into another three,
the basic, the first half, and the second half;
implementing the principle, and nobody knows
how many modules exist.
2.
The 12 programmers writing 12 modules
concepts for every programmer could have an
integrated idea of the whole system.
3.
Every successful bank transaction gives credits
to programmers and modules.
4.
Every night shift during idle system time repeats
several times the daily load.
A mathematical solution to the above design is the
multidimensional construction of module
intercommunication. During analysis, there was the
need to visualize the system to decide the desired
security level. This visualization is the different
module routing. We try to reduce features from 49
dimensions to one and two dimensions and
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DOI: 10.37394/23207.2023.20.26
A. D. Zisopoulos, K. G. Panitsidis,
G. K. Broni, N. D. Kartalis
E-ISSN: 2224-2899
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visualize them (maybe existing overfitting to our
results and have to try other techniques like:
•
Classification Dataset
•
Principal Component Analysis (PCA)
•
Singular Value Decomposition
•
Linear Discriminant Analysis
•
Isomap Embedding
•
Locally Linear Embedding
•
Modified Locally Linear Embedding
•
SNE Plots
•
Heatmaps
•
Multidimensional Scaling (MDS).
Our goal was to find clusters among them. All
preliminary work is presented in a dataset but
exceeds and overrides the presentation purposes of
this chapter. All three methods’ scientific level
override the basic concept of ”Bank Transactions
Security.”
6.6 “SSAACR” Future and Problems
Security systems’ priority is exactly confidence
and silence. Nobody would know how the software
wrote initially, possible patches, and failures.
“SSAACR” prepared for big with a lot of ”extra-
Galactic” actualization problems:
•
The software development cost is sky-
rocketed, minimizing the benefit/cost ratio.
•
The authoring software project must concern
only banking and military applications.
•
A perpetual repeat running on night’s shift is
not always possible or efficient
•
There are more computer languages and
systems than the software industry could ever
accept.
•
The simplicity of the methodology is a
problem, but it also denotes a strong secrecy
point.
•
“SSAACR” needs further development
through Data Science guidelines.
7 Discussion
One step backward, two steps ahead are necessary
sometimes after physical sequence disruption. This
one-century step back to ”Baudot” teletypes is
temporary only when internet security complies with
human beings’ standards. Primarily Baudot
represents an engineering exaggeration for
exceptional cases and security standards alteration.
Triggering through short waves but automation
and teleoperation are only possible through the
standard Internet. Semi-automatic and mixed
technology systems are appropriate in high-end
banking systems.
Insurance for law enforcement The three
engineering solutions presented above are only
sometimes the most efficient security solution. In
typical cases, a small insurance premium covers any
small-medium liabilities. The problem would be
internal fraud from both sides, the bank and the
beneficiary of the assets, since a third party, the
reinsurance broker, pays the bill.
Legal expenses instead patent filing are used to
bypass the hustle and cost of patent filing. As a
general guideline until today, we acquired several
invention patents through WIPO filing. Although this
is crucial for the commercialization of our research
today, we violated the general rule. The three
specific developments here are eligible for invention
patents.
1.
Fast prototyping and market entry.
2.
Penalties payment for violating another
person’s patent better due to long awaiting
granting time.
3.
Producing and distributing specialized
products in an amateur base is more secure
since no advertisement leakages or general
information.
Intellectual Property exploitation is a complicated
task in our patent troll days. Scientists and inventors
have various alternatives to commercialize their
work. New trends in intellectual property are:
1.
The standard WIPO patent.
2.
Implementation under secrecy and profit
comes from personal or company
consultancy.
3.
In some countries, they only accept patents
with three-dimensional nature.
4.
Military Patents have no protection.
Serious Problematization started for realizing
non-textual password authentication. The solution
is to use the revolving module’s schema as
described in the next chapter. Also, the revolving
modules authoring methodology could execute the
crucial modules twice or more to achieve the
highest security. In such programming, the
probability is close to infinitive.
Payment repetition is repeated all over again
during idle system periods. The action is necessary
due to transaction differences—every module
process the same data and outputs the same results.
After the money transaction, the system reruns the
whole procedure sometimes. This repetition is
done in clones or backup systems and rolled back
immediately. The possible discrepancies found are
scored and evaluated by semi-automatic software.
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DOI: 10.37394/23207.2023.20.26
A. D. Zisopoulos, K. G. Panitsidis,
G. K. Broni, N. D. Kartalis
E-ISSN: 2224-2899
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Future Research on Internal Hacking would be
interdisciplinary research. It starts from human
behavior and psychology, continues with
supercomputing and Intragalactic Networks, and
reaches programming and investment banking.
Research teams around the globe work on various
subjects in the area like:
1.
Frequency hopping analogy to Internet
security and telephony.
2.
Personalized unique non-de-posit security.
3.
Non-money trading security.
4.
Personal (even URL) recorder devices for
trusted programmers and traders.
5.
Counter and Counter-Counter Counter-
Counter actions for holistic security.
8 Conclusion
Cross-border Interbank Payment System (CIPS)
and one of its counterparts, the Quantum Financial
System (QFS), will dominate investment banking
in the following years, with security for all new
services being a significant threat. Our preliminary
research found that executable computer code
redefinition for security reasons is still possible
after all these years of complex computing. We
reject software domination on network security and
retract mixed-mode security, intermixing tangible
and software elements. We also propose that every
central installation adopt customized
noncommercial applications.
USA radio amateurs association with 1 million
members shows us the road to diversified personal
security, although the SDR (Software defined
Radio) is not a complete solution to avoid internal
fraud. The missing link is not Thales Defense
Systems Corporation’s ”SafeNet eToken.” Possibly
Thales from Miletus, the Greek philosopher, could
explain himself in the famous phrase: ”If there is a
change, there must be something that changes, yet
does not change.”
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Contribution of Individual Authors to the
Creation of a Scientific Article (Ghostwriting
Policy)
-Athanasios Zisopoulos worked on QFS
resourcing, Python programming, and all four
methods of security (Chapters: 2,3,4,5,6).
-Konstadinos Panitsidis worked on programming
items in non-textual passwords and secure
authoring software with anonymous code routing.
-Georgia Broni worked on the realization of
tangible security (chapter 3) along with partial
support on overall authoring and chapter 7.
-Nikos Kartalis investigated internal fraud and
bank payments in chapters 1 and 2 along with the
overall support and chapter 7.
WSEAS TRANSACTIONS on BUSINESS and ECONOMICS
DOI: 10.37394/23207.2023.20.26
A. D. Zisopoulos, K. G. Panitsidis,
G. K. Broni, N. D. Kartalis
E-ISSN: 2224-2899
283
Sources of Funding for Research Presented in a
Scientific Article or Scientific Article Itself
No funding was received for conducting this study.
Conflict of Interest
The authors have no conflicts of interest to declare
that are relevant to the content of this article.
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